Access to this site:
You agree to use this site only for the lawful purposes described in more detail in the “Restrictions on Use” section below.
You agree not to take any action that might compromise the security of the site, render the site inaccessible to others or otherwise cause damage to the site or the Content.
You agree not to add to, subtract from, or otherwise modify the Content, or to attempt to access any Content that is not intended for you.
You agree not to use the site in any manner that might interfere with the rights of third parties.
To access this site or some of the resources it has to offer, you may be asked to provide certain registration details or other information. It is a condition of your use of this site that all the information you provide on this site will be correct, current, and complete. If DCG believes the information you provide is not correct, current, or complete, we have the right to refuse you access to this site or any of its resources, and to terminate or suspend your access at any time, without notice.
Restrictions on use:
This site is provided solely for non-commercial, personal use, and/or so that you may learn about DCG and the services we provide. You may not use this site for any other purpose, including any commercial purpose, without DCG’s express prior written consent. For example, you may not (and may not authorize any other party to)
- co-brand this site, or
- (ii) frame this site, or
- (iii) hyperlink to this site, without the express prior written permission of an authorized representative of DCG.
You agree to cooperate with DCG in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.
The material and Content accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by DCG is the proprietary information of DCG or the party that provided the Content to DCG, and DCG or the party that provided the Content to DCG retains all right, title, and interest in the Content.
Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of DCG, or unless authorized in writing elsewhere on our site, except that you may print out a copy of the Content solely for your personal use. You are prohibited from using any of the marks or logos appearing throughout the site without the express written permission of DCG.
This site and its Content are protected by international copyright laws, and belong to the Company or its partners, affiliates, contributors or third parties. The copyrights for the Content are owned by DCG or other copyright owners who have authorized their use on this site.
You may download and reprint Content for non-commercial, non-public, personal use only (If you are browsing this site as an employee or member of any business or organization, you may download and re-print Content only for educational or other non-commercial purposes within your business or organization, except as otherwise permitted by DCG, for example in certain password-restricted areas of the site). You may not manipulate or alter in any way images or other Content on the site.
This site may be hyper-linked to other sites which are not maintained by, or related to, DCG. The inclusion of any hyperlink to a third-party site does not imply endorsement, sponsorship or recommendation by DCG of that site. Hyperlinks to such sites are provided as a service to users and are not sponsored by or affiliated with this site or DCG. DCG has not reviewed any or all of such sites and is not responsible for the content of those sites. DCG also makes no representations about the availability of hyperlinked sites
You hereby grant to DCG the royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display all content, remarks, suggestions, ideas, graphics, or other information communicated to DCG through this site (together, hereinafter known as the “Submission”), and to incorporate any Submission in other works in any form, media, or technology now known or later developed.
DCG will not be required to treat any Submission as confidential, and may use any Submission in its business (including without limitation, for products or advertising) without incurring any liability for royalties or any other consideration of any kind, and will not incur any liability as a result of any similarities that may appear in future Company operations.
By making a Submission, you are guaranteeing to us that you have the legal right to post the content in the Submission and that it will not violate any law or the rights of any person or entity.
You understand that DCG cannot and does not guarantee or warrant that files available for downloading from the Internet will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. DCG does not assume any responsibility or risk for your use of the Internet.
THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY COMPANY AND ANY THIRD-PARTY SITES AREPROVIDED “AS IS” AND WITHOUT WARRANTIES
OF ANY KIND EITHER EXPRESS OR IMPLIED.
TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE
LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF
MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS FUNCTIONS
WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS
WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE,
INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE
IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER
WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS
REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN TERMS
OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY
IF YOU HAVE ANY CONCERNS OR QUESTIONS ABOUT YOUR HEALTH, YOU SHOULD ALWAYS CONSULT WITH A PHYSICIAN OR OTHER HEALTH-CARE PROFESSIONAL.
DO NOT DISREGARD, AVOID OR DELAY OBTAINING MEDICAL OR HEALTH RELATED ADVICE FROM YOUR HEALTH-CARE
PROFESSIONAL BECAUSE OF SOMETHING YOU MAY HAVE READ ON
THIS SITE. THE USE OF ANY INFORMATION PROVIDED ON THIS SITE IS SOLELY AT YOUR OWN RISK.
NOTHING STATED OR POSTED ON THIS SITE OR AVAILABLE THROUGH ANY SERVICES ARE INTENDED TO BE, AND MUST NOT BE TAKEN TO BE, THEPRACTICE OF MEDICAL OR COUNSELING CARE.
FOR PURPOSES OF THIS AGREEMENT, THE PRACTICE OF MEDICINE
AND COUNSELING INCLUDES, WITHOUT LIMITATION, PSYCHIATRY,
PSYCHOLOGY, PSYCHOTHERAPY, OR PROVIDING HEALTH CARE
TREATMENT, INSTRUCTIONS, DIAGNOSIS, PROGNOSIS OR ADVICE.
With Regards To Financial Content On The Site::
NEITHER THE COMPANY NOR ITS OWNERS, OFFICERS, DIRECTORS,
EMPLOYEES, SUBSIDIARIES, AFFILIATES, LICENSORS,
SERVICE PROVIDERS, CONTENT PROVIDERS AND AGENTS ARE
FINANCIAL ADVISERS AND NOTHING CONTAINED ON THE SITE IS
INTENDED TO BE OR TO BE CONSTRUED AS FINANCIAL ADVICE.
THE COMPANY IS NOT AN INVESTMENT ADVISORY SERVICE, IS NOT AN INVESTMENT ADVISER, AND DOES NOT PROVIDE
PERSONALIZED FINANCIAL ADVICE OR ACT AS A FINANCIAL ADVISOR.
THE SITE EXISTS FOR EDUCATIONAL PURPOSES ONLY, AND
THE MATERIALSAND INFORMATION CONTAINED HEREIN ARE
FOR GENERAL INFORMATIONAL PURPOSES ONLY.
THE EDUCATION AND INFORMATION PRESENTEDHEREIN IS INTENDED FOR A GENERAL AUDIENCE AND DOES NOT PURPORT TO BE, NOR SHOULD IT BE CONSTRUED AS, SPECIFIC ADVICE
TAILORED TO ANY INDIVIDUAL.
YOU ARE ENCOURAGED TO DISCUSS ANY OPPORTUNITIES WITH
YOUR ATTORNEY, ACCOUNTANT, FINANCIAL PROFESSIONAL OR OTHER ADVISOR.
Limitation on liability
DCG, its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if company has been advised of the possibility of such damages, in no event will the collective liability of company and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors, to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $100 or the amount you have paid to company for the applicable content, product or service out of which liability.
You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney’s fees of the Indemnified Parties in connection therewith.
You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information accessed from this site.
Information you provide
You may not post, send, submit, publish, or transmit in connection with this site any material that:
- You do not have the right to post, including proprietary material of any third party
- Advocates illegal activity or discusses an intent to commit an illegal act
- Is vulgar, obscene, pornographic, or indecent
- Does not pertain directly to this site
- Threatens or abuses others, libels, defames, invades privacy, stalks, is obscene, pornographic, racist, abusive, harassing, threatening or offensive
- Seeks to exploit or harm children by exposing them to inappropriate content, asking for personally identifiable details or otherwise
- Infringes any intellectual property or other right of any entity or person, including violating anyone’s copyrights or trademarks or their rights of publicity
- Violates any law or may be considered to violate any law
- Impersonates or misrepresents your connection to any other entity or person or otherwise manipulates headers or identifiers to disguise the origin of the content
- Advertises any commercial endeavor (e.g., offering for sale products or services) or otherwise engages in any commercial activity (e.g., conducting raffles or contests, displaying sponsorship banners, and/or soliciting goods or services) except as may be specifically authorized on this site
- Solicits funds, advertisers or sponsors
- Includes programs which contain viruses, worms and/or Trojan horses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications
- Disrupts the normal flow of dialogue, causes a screen to scroll faster than other users are able to type, or otherwise act in a way which affects the ability of other people to engage in real time activities via this site
- Includes MP3 format files
- Amounts to a ‘pyramid’ or similar scheme
- Disobeys any policy or regulations established from time to time regarding use of this site or any networks connected to this site
- Contains hyper-links to other sites that contain content that falls within the descriptions set forth above
Notwithstanding these rights, you remain solely responsible for the content of your Submissions. You acknowledge and agree that neither DCG nor any third party that provides Content to DCG will assume or have any liability for any action or inaction by DCG or such third party with respect to any Submission.
Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). DCG will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that DCG considers insecure, DCG will be entitled to require the password to be changed and/or terminate your account.
You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, DCG reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents.
By accepting this agreement you waive and hold harmless DCG from any claims resulting from any action taken by company during or as a result of its investigations and/or from any actions taken as a consequence of investigations by either the company or law enforcement authorities.
Claims of copyright infringement
The Copyright Act of Ghana 2005 (Act 690) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the international copyright law. If you believe in good faith that materials hosted by DCG infringe your copyright, you, or your agent may send to DCG a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of Act 690 shall not be considered sufficient notice and shall not be deemed to confer upon DCG actual knowledge of facts or circumstances from which infringing material or acts are evident.
Class Action Waiver
You may only resolve disputes with us on an individual basis, and may not bring a claim as a plaintiff or a class member in a class, consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other arbitrations aren’t allowed. The arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a class or representative proceeding or claims (such as a class action, consolidated action or private attorney general action) unless all relevant parties specifically agree to do so following initiation of the arbitration.
If any clause within the Terms of Service (other than the Class Action Waiver clause above) is found to be illegal or unenforceable, that clause will be severed from the Terms of Service, and the remainder of these Terms of Service will be given full force and effect. If the Class Action Waiver clause is found to be illegal or unenforceable, the dispute will be decided by a court.